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Mortgage Checklist


ALL BORROWERS:

• W-2’s for the previous two years

• Paycheck stubs for the last 30 days (most current)

• Employment history for the last two years (address any gaps of employment)

• Checking and saving account statements for last 3 months (all pages). All non-payroll deposits must be documented – please make a copy of the check before you deposit it.

• Statements for 401(k)s, stocks, other investments (most recent)

• Signed tax returns from the last 2 years

• Residency history over the last two years, with name, phone number, address and account number of landlord or mortgage company

• If you paid off a mortgage in the last 2 years, need copies of HUD1 or Release/Satisfaction

• Photo identification (valid Driver’s License or Passport) for applicant and co-applicant

• Check or credit card information for credit report and appraisal fee

SELF-EMPLOYED BORROWERS ADDITIONAL DOCUMENTS:

• Copies of most recent 2 years corporate tax returns (with all schedules)

• YTD profit & loss statement and balance sheet

• Copy of business license or CPA contact information

• 1099s or K1 forms

DOCUMENTS NEEDED FOR VA LOANS:

• Veteran DD214 or Veteran Reservists DD256

* Additional items may be requested during the loan underwriting phase if more information is required to guarantee your loan

DOCUMENTS WHICH MAY BE REQUIRED:

• If Refinancing: Copy of Note, Deed of Trust or Mortgage, HUD 1 Settlement Statement, Survey, and Homeowner’s Insurance information

• Previous bankruptcy – need copies of Petition and Discharge, including supporting schedules A through K

• Divorce Decree (if applicable)

• Relocation Agreement – if relocation move is financed by employer, i.e. buyout agreement plus documentation outlining company paid closing costs benefits

• Documentation supporting moneys received from social security/retirement/disability, i.e. copies of direct deposit bank statements, awards letter, evidence income will continue for at least 3 years

• Rental property – copies of leases, plus mortgage statement, homeowner’s insurance and property tax statements

 

Andy Tuttle, Branch Manager, NMLS # 184325
Fairway Independent Mortgage Corp. NMLS Entity ID#2289
2500 Dallas Parkway, Suite 533, Plano, TX  75093
Office:  (469) 319-0660
Fax:  (866) 874-3509
andyt@fairwaymc.com
Copyright © 2017 Fairway Independent Mortgage Corp.
FIMC NMLS #2289
Complaints may be directed to:
(877) 699-0353 or customerservice@fairwaymc.com
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